Most other debt relief companies will require you to do things like, wait for 4-6 months before they even contact your creditors, we don't wait, we'll usually make conact with your creditors within 7-10 business days to start the negotiation process. Most other companies will also require that you make monthly payments into a bank account controlled by them. Not us, once we put  a settlement in place, you pay the creditor directly. We never have access to your bank account.  And you can cancel anytime. Most importantly, our fees are among the lowest in the industry, while still delivering top quality service.